Motor loans

Fast, no fuss,
personal rates.

We know that not everyone gets the best deal from their bank. That’s why we’ve chosen to do things differently. We believe in being transparent and fair, so when you apply for an instant quote we’ll give you a clear picture of what your payments might be, right from the start.

New car: time to drive that bargain

Reto understands the business of buying cars. Whether it’s needed for pleasure, shopping or simply transport, we can provide the finance needed to speed you out of the garage and onto the road. And we can package that loan into a finance vehicle that best suits your needs. We can also confirm the true value of the car and even its provenance if required.

Ever considered PCP?

Among the most popular is our Personal Contract Purchase or PCP option. This involves paying a low deposit when purchasing the car and then an agreed monthly repayment for a fixed contract period. At its end you have three choices:

Buy the car outright through one final payment (which we can also help finance)
Trade in the car for a new one, taking on a new PCP for its financing
Simply hand the car back and pay nothing further

We make it as simple as possible. Your starting point is choosing the car. Your next step is contacting us to discuss finance options. Your final move is getting your motor running with a great deal from Reto.

Find out more

About Reto Finance

Reto Finance formed in 2019 following a local management buy-out of established and respected finance company Shawbrook International.

The opportunity was clear – then and now. To provide our customers with no-nonsense, competitive lending services tailored to local market conditions.

Reto means ‘challenge’ in Spanish – in 2019, we set out to challenge the local lending market. We won’t stop until you’re satisfied.

Meet the team